| Establishment |
$25 |
Once only. |
| Account service fee |
$3.95 |
Monthly, if balance is $10 or more. |
| Payment handling fee |
$1.50 |
For each payment made at Australia Post. |
| Over the counter payment fee |
$1.85 |
For each payment made over the counter at any branch of Westpac Banking Corporation. |
| Overdue fee |
$35 |
When any amount payable to GE is not paid in full by its due date. |
| Cheque payment dishonour fee |
$9 |
Each time a cheque paid to the credit of the account is dishonoured. |
| Direct debit dishonour fee |
$2.50 |
Each time a payment to the credit of the account under a direct debit authority given to GE is not paid. |
| Over the counter withdrawal fee |
$5 |
For an advance over the counter at any branch of Westpac Banking Corporation. |
| Statement reprint fee |
$7 |
For each additional copy of a statement provided to you. |
| Information fee |
$10 |
When you request information about your account or the contract and information is provided in writing. |
| ATM withdrawal fee |
The greater of $3 or 3% of the cash advance. |
For each withdrawal from an ATM $3 or 3% of the advance – whichever is greater. |
| EFTPOS fee |
$0.85 |
For each transaction made using EFTPOS. |
| Over limit fee |
$30 |
Once in each statement period if you exceed your credit limit on any day during the statement period. |
| Trace fee |
$30 |
When GE have to locate you because you have not paid any amount due on time, and you have not notified GE of your change of address. |