Fees & Charges

Fee Amount Applies
Establishment $25 Once only.
Account service fee $3.95 Monthly, if balance is $10 or more.
Payment handling fee $1.50 For each payment made at Australia Post.
Over the counter payment fee $1.85 For each payment made over the counter at any branch of Westpac Banking Corporation.
Overdue fee $35 When any amount payable to GE is not paid in full by its due date.
Cheque payment dishonour fee $9 Each time a cheque paid to the credit of the account is dishonoured.
Direct debit dishonour fee $2.50 Each time a payment to the credit of the account under a direct debit authority given to GE is not paid.
Over the counter withdrawal fee $5 For an advance over the counter at any branch of Westpac Banking Corporation.
Statement reprint fee $7 For each additional copy of a statement provided to you.
Information fee $10 When you request information about your account or the contract and information is provided in writing.
ATM withdrawal fee The greater of $3 or 3% of the cash advance. For each withdrawal from an ATM $3 or 3% of the advance – whichever is greater.
EFTPOS fee $0.85 For each transaction made using EFTPOS.
Over limit fee $30 Once in each statement period if you exceed your credit limit on any day during the statement period.
Trace fee $30 When GE have to locate you because you have not paid any amount due on time, and you have not notified GE of your change of address.